Ifoni yakho iyakhala noma iyavevezela. Umlayezo noma ucingo luthi i-akhawunti yakho yasebhange izovalwa ngaphandle kokuthi uqinisekise ikhodi ngokushesha. Noma umuntu ozishaya umhlinzeki akucele ukuthi “uthumele ikhodi esanda kufika” ukuze aqedele ukubuyiselwa kwemali.
I- OTP, i-PIN noma iphasiwedi esetshenziswa kanye, iyikhodi yezokuphepha emfushane esetshenziswa ukuqinisekisa ukufinyelela, izinkokhelo noma izinguquko ku-akhawunti. Ithunyelwa efonini yakho noma ikhiqizwe kuhlelo lwakho lokusebenza lwasebhange ngoba nguwe kuphela okufanele ukwazi ukuqedela leso sinyathelo.
I-OTP yakho ivikela imali nama-akhawunti akho. Uma uyidalula komunye umuntu, ungase unike umkhohlisi ingxenye yokugcina ayidingayo ukuze angene ku-akhawunti, agunyaze inkokhelo noma ashintshe imininingwane yakho yasebhange.
Okuvikelwa yi-OTP
Amabhange nezinhlelo zokukhokha zisebenzisa ama-OTP nezaziso zokugunyaza njengendlela yesibili yokuqinisekisa. Isinyathelo sokuqala singaba iphasiwedi noma i-PIN yakho. I-OTP iqinisekisa ukuthi umuntu ozama ukuqedela leso senzo unokufinyelela efonini noma kudivayisi yakho ebhalisiwe.
Yingakho abakhohlisi bezama kakhulu ukuthola i-OTP yakho. Kungenzeka ukuthi sebevele benengxenye yemininingwane yakho yokungena ku-akhawunti abayithole kumlayezo wokukhohlisa noma ekuvuzeni kwedatha. I-OTP ivame ukuba yisango lokugcina ngaphambi kokuba imali idluliselwe noma izilungiselelo ze-akhawunti zishintshwe.
- I-OTP (i-PIN yesikhathi esisodwa)
- Ikhodi emfushane yezokuphepha, evamise ukuthunyelwa nge-SMS noma ivele kuhlelo lokusebenza lwasebhange, eqinisekisa isenzo esisodwa esithile njengokungena ku-akhawunti, inkokhelo noma ushintsho ku-akhawunti. Kufanele isetshenziswe umnikazi we-akhawunti kuphela futhi iphelelwe ukusebenza ngemva kokusetshenziswa noma ngemva kwesikhathi esifushane.
Inhlangano esemthethweni ngeke ikucele ukuthi ufunde i-OTP yakho ngokuzwakalayo ocingweni, uyithumele nge-WhatsApp noma uyifake kuwebhusayithi ongayivulanga wena ngohlelo lokusebenza olusemthethweni.
Abakhohlisi bayidala kanjani ingcindezi?
Abakhohlisi bazenza abantu noma izinhlangano ibhizinisi lakho eselivele lizethemba. Bangase bathi bayibhange lakho, umhlinzeki, ikhasimende, inkampani yokudiliva, inkampani yomshwalense, ihhovisi likahulumeni noma abosizo lobuchwepheshe.
Izindaba zabo zivame ukuba nenkinga okuthiwa kufanele ixazululwe manje: i-akhawunti evinjiwe, inkokhelo ehlulekile, inkinga yokudiliva, ukubuyiselwa kwemali okudinga ukuqinisekiswa noma isexwayiso sezokuphepha. Imininingwane izwakala icacile ngokwanele ukuba ibonakale ingokoqobo. Ukuphuthuma bakwenza ngenhloso.
Inhloso yabo ukukwenza uthathe isinyathelo ngaphambi kokucabanga. Uma wabelana ngekhodi noma ugunyaza isicelo ongasiqalanga, bangadlulisela imali, bengeze umuntu omusha ozothola izinkokhelo noma bakuvimbele ukufinyelela ku-akhawunti yakho.
Ucingo oluphuthumayo lwe-"ikhodi yokuqinisekisa"
Uthola ucingo kumuntu othi usuka emnyangweni wokulwa nokukhwabanisa webhange lakho. Ukutshela ukuthi kutholakale umsebenzi osolisayo ku-akhawunti yebhizinisi lakho nokuthi i-akhawunti izovalwa emizuzwini embalwa ngaphandle kokuthi uqinisekise ukuthi ungubani.
Ukucela ukuthi umfundele i-OTP esanda kuthunyelwa efonini yakho. Uyavuma ngoba umuntu ukhuluma ngendlela esemthethweni futhi usho igama lebhizinisi lakho ngendlela efanele.
Ngemva kwemizuzu embalwa, uthola isaziso sokuthi inkokhelo igunyaziwe ku-akhawunti yakho. Lowo muntu ubengaveli ebhange lakho.
Umphumela: Umkhohlisi usebenzise i-OTP yakho ukugunyaza ukudluliswa kwemali obungakuhlosile.
Okungafanele neze wabelane ngakho
I-OTP yakho iyingxenye eyodwa nje yolwazi olubanzi abakhohlisi abazama ukuluqoqa. Phatha konke lokhu njengolwazi oluyimfihlo, kuwe nanoma ubani osiza ngokuphatha ibhizinisi noma ngezinkokhelo.
Ungabelani ngama-OTP, amaphasiwedi asebhange, amakhodi okugunyaza ohlelweni lokusebenza, ama-PIN amakhadi, imininingwane yokungena ku-akhawunti, amakhodi okubuyisela ukufinyelela, ukufinyelela kokwabelana ngesikrini noma ukufinyelela ukude efonini noma kukhompyutha yakho. Umuntu okwazi ukubona isikrini sakho noma ukulawula idivayisi yakho angase aqedele izinkokhelo ungakuqapheli.
Abasebenzi namalungu omndeni abasiza ebhizinisini kufanele nabo bawuqonde lo mthetho. Ikhodi eyodwa nje eyabiwe eqenjini le-WhatsApp ingabeka yonke i-akhawunti engcupheni.
Hlola izicelo zokugunyaza kuhlelo lokusebenza lwasebhange
Izinhlelo eziningi zokusebenza zamabhange zithumela izaziso ezikucela ukuthi ugunyaze ukungena ku-akhawunti noma inkokhelo. Lezi zaziso zingavela efonini yakho ngisho noma ungalusebenzisi uhlelo ngaleso sikhathi.
Uma isaziso sifika futhi ungenzi inkokhelo noma ungangeni ku-akhawunti, ungasigunyazi. Yima bese uhlola. Kungenzeka omunye umuntu uzama ukufinyelela ku-akhawunti yakho futhi ulinde ukuthi ugunyaze isinyathelo sokugcina.
Vula uhlelo lokusebenza lwasebhange ngokwakho, ungasebenzisi ilinki evela emlayezweni, bese uhlola umsebenzi wakamuva. Uma ungaqiniseki, shayela ibhange lakho usebenzisa inombolo esekhadini lakho noma kuwebhusayithi esemthethweni yebhange, hhayi inombolo evela emlayezweni osolisayo.
Thatha isinyathelo ngokushesha uma wabelane ngekhodi
Uma wabelane nge-OTP, wagunyaza isicelo ongasiqalanga noma wanikeza omunye umuntu ukufinyelela ukude kudivayisi yakho, thatha isinyathelo ngokushesha. Ungalindi ukubona ukuthi imali izophuma yini ku-akhawunti.
Ukuthatha isinyathelo kusenesikhathi kungasiza ukunciphisa ukulahlekelwa okwengeziwe. Ukubuyiselwa kwemali akuqinisekisiwe, kodwa ukubambezeleka kuvame ukwenza isimo sibe sibi kakhulu.
Iphutha elivamile
Iphutha elivame kakhulu ukwabelana nge-OTP ngoba oshayayo uzwakala esemthethweni noma ephuthuma. Abakhohlisi bacwaninga amabhizinisi, basebenzise ulimi olusezingeni eliphezulu futhi badale ingcindezi yesikhathi ngenhloso. I-OTP yakho akuyona nje into ejwayelekile yokugcwalisa inqubo, iyisango elivimba ukufinyelela okungagunyaziwe.
Isinyathelo sakho esilandelayo
Tshela wonke umuntu ophatha imali yebhizinisi noma izinhlelo zokusebenza zasebhange umthetho ofanayo: uma omunye umuntu ecela i-OTP, qeda ukuxhumana naye bese uqinisekisa ngendlela esemthethweni.
Qhubeka nokufunda
Isihloko esilandelayo sikusiza ukuthi ubeke imithetho ecacile ye-WhatsApp mayelana nemilayezo, izinkokhelo kanye nokufinyelela kuma-akhawunti.
Imikhonyovu eminingi ye-OTP iqala ku-WhatsApp noma idlulele khona ngemva kocingo lokuqala. Imikhuba eqinile ye-WhatsApp inciphisa amathuba okuthi umlayezo ophuthumayo ugcine uholele ekwabelaneni ngekhodi.
Okulandekayo
Ikhadi lesikhumbuzo sokuphepha kwe-OTP
Landa