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Resources and downloads

Tools, templates and checklists to help you manage your business with confidence. All resources are free and easy to use.

Formalisation readiness checklist

Understand when registration may become useful, what it does not solve, and how to take one clear next step.

Simple profit check worksheet

Understand start with income, then list costs, simple profit check, what to check monthly in plain language and what it means for your business decisions.

Hiring affordability worksheet

Check the full cost, purpose and cash-flow effect of a new hire before the business commits.

Business risk and asset protection checklist

Identify the events and dependencies that could stop trading, then estimate their likely impact.

Invoice payment verification checklist

Learn how fake invoice scams work, spot changed banking details and verify a payment before money leaves the business.

Rainy-day reserve planner

Build a separate business reserve for slow months, delayed payments and essential unexpected costs.

Business structure comparison worksheet

Compare sole proprietor, partnership and private company, then choose the structure that fits ownership, risk and plans.

Budget and cash flow worksheet

Understand what a budget should include, expected income, fixed costs, variable costs in plain language and what it means for your business decisions.

Asset purchase checklist

Compare the full cost, earning value and funding options before buying business equipment.

Asset register template

Identify the assets that keep the business trading and record what is needed to protect or replace them.

OTP safety reminder card

Understand what an OTP protects, recognise urgent scam requests and respond safely if you disclosed a security code.

Owner absence continuity checklist

Reduce owner dependency with a practical continuity plan, a trusted contact and safe access to essential information.

Record-keeping starter checklist

Build a simple record system for money in, money out, banking and business documents, and keep a weekly habit.

Cash flow timing worksheet

Understand sales are not always cash, common cash-flow problems, a simple example, protect your cash flow in plain language and what it means for your business decisions.

Big contract readiness checklist

Check cash timing, delivery capacity, paperwork and risk before accepting a large contract.

Insurance readiness conversation guide

Understand when insurance may help a business recover and what must be checked before choosing cover.

WhatsApp business safety checklist

Protect your business WhatsApp account, verify unusual requests and confirm that customer payments have cleared.

Key documents organiser

Organise key business documents, keep secure backups and make essential information findable during an emergency.

Money separation checklist

Separate business and personal money so you can see what the business earns, needs and can pay you.

Cost sorting worksheet

Understand fixed costs, variable costs, use costs in your decisions in plain language and what it means for your business decisions.

Savings vs finance decision guide

Compare savings and finance by total cost, repayment pressure and the cash buffer left behind.

Simple risk assessment table

Compare the cost and recovery time of business risks, then decide which ones need stronger protection.

Phishing red flags checklist

Recognise phishing warning signs, check a message safely and protect business accounts after a suspicious click.

Continuity contact sheet

Choose a trusted continuity contact, define their limits and test whether essential work can continue without you.

Supplier readiness checklist

Prepare supplier documents, cash timing and delivery capacity before you take on a bigger client.

Spending decision checklist

Understand ask what the spending is for, check the full cost, check timing, decide what can wait in plain language and what it means for your business decisions.

Business expansion cost planner

Count the upfront, monthly and hidden costs of growth before deciding how quickly to expand.

Asset protection checklist

Protect essential tools, stock and equipment by improving security, proof and downtime planning.

Fraud response checklist

Take the first steps after suspected fraud: stop further loss, contact official providers, secure accounts and preserve evidence.

Business continuity and future planning checklist

Start practical exit and succession planning by clarifying your intention, organising the business and seeking formal advice where needed.

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