Akuzona zonke izindleko zebhizinisi ezisebenza ngendlela efanayo.
Ezinye izindleko zihlala zifana ngisho noma ukuthengisa kuhamba kancane. Ezinye ziyakhuphuka lapho ibhizinisi lenza umsebenzi omningi. Ukuqonda umehluko kukusiza ukwenza isabelomali, ukubeka amanani ngendlela efanele nokugwema ingcindezi yokuhamba kwemali.
Uma ungazi ukuthi yiziphi izindleko ezingaguquki nokuthi yiziphi eziguqukayo, ungase ubeke amanani aphansi kakhulu, uhlele ngokwethemba okukhulu kakhulu, noma umangale lapho inyanga ethule isabiza cishe njengenyanga ematasa.
Kungani kubalulekile ukuhlukanisa izindleko
Wonke amabhizinisi asebenzisa imali ukuze asebenze. Kodwa ukuphatha zonke izindleko sengathi ziyafana kungaholela ezinqumweni ezingezinhle.
Ibhizinisi lokuhlinzeka ngokudla lingase likhokhise izithako kodwa likhohlwe izinto zokupakisha, ezokuthutha, ugesi, amaholo abasizi kanye nesitoko esimoshekile. Ukuthengisa kubukeka kukuhle, kodwa inzuzo iba ncane kakhulu. Ibhizinisi lezokulungisa lingase lijabulele inyanga ematasa lingaqapheli ukuthi irenti, umshwalense nezinkokhelo zemalimboleko kuhlale kufana, futhi kusadingeka kukhokhwe.
- Izindleko ezingashintshi
- Izindleko eziguqukayo yizindleko zebhizinisi ezikhuphukayo noma ezehlayo kuye ngokuthi uthengisa, ukhiqiza noma uletha okungakanani.
- Izindleko ezishintshayo
- Izindleko eziguqukayo yizindleko zebhizinisi ezikhuphukayo noma ezehlayo kuye ngokuthi uthengisa, ukhiqiza noma uletha okungakanani.
Izindleko ezingaguquki: lokho okukhokha njalo ngenyanga
Izindleko ezingaguquki ziyaqhubeka ngisho noma ukuthengisa kuphansi. Yizindleko ezigcina ibhizinisi lisebenza kungakhathaliseki ukuthi unekhasimende elilodwa noma ayishumi.
Izindleko ezingaguquki ezivamile zihlanganisa irenti, amaholo, izinkokhelo zemalimboleko, umshwalense, i-inthanethi, izinkontileka zocingo, indawo yokugcina impahla kanye nokubhalisela izinhlelo zokusebenza.
Ngenxa yokuthi izindleko ezingaguquki azehli ngenyanga lapho umsebenzi uhamba kancane, zakha inani eliphansi elidingekayo, okuyinani elincane ibhizinisi okufanele lilenze ukuze nje liqhubeke nokusebenza. Ibhizinisi elinezindleko eziningi ezingaguquki lidinga imali engenayo njalo ukuze liqhubeke nokusebenza.
Inyanga ethulile ngamabhili afanayo
Uqhuba isaluni encane. NgoJanuwari umsebenzi uhamba kancane, kubhukhiwe kuphela ingxenye yama-aphoyintimenti ojwayele ukuba nawo.
Kodwa irenti, umshwalense, inkontileka yocingo kanye neholo lomsizi wakho kusadingeka kukhokhwe ngokuphelele. Izindleko eziguqukayo ezifana nemikhiqizo yezinwele nodayi wezinwele ziphansi ngoba wenze umsebenzi omncane.
Umphumela: Imali engenayo yehlile, kodwa izindleko ezingaguquki azizange zehle. Inyanga ethule ibe nezindleko ezinkulu kunalokho ebibonakala ekuqaleni ngoba izindleko ezivamile ziqhubekile.
| Izindleko ezingaguquki | Izindleko eziguqukayo |
|---|---|
| Zihlala zicishe zifane njalo ngenyanga | Ziyashintsha kuye ngokuthi uthengisa noma ukhiqiza kangakanani |
| Kufanele zikhokhwe ngisho nasenyangeni lapho ukuthengisa kuhamba kancane | Zivamise ukuba phansi lapho ukuthengisa kuhamba kancane |
| Izibonelo: irenti, amaholo, umshwalense | Izibonelo: isitoko, izinto zokusebenza, uphethiloli, abasebenzi besikhashana |
| Zakha inani eliphansi lezindleko ezidingekayo ukuze ibhizinisi liqhubeke nokusebenza | Ziyakhuphuka lapho umsebenzi wanda |
Izindleko eziguqukayo: lokho okushintsha kuye ngomsebenzi wakho
Izindleko eziguqukayo ziyakhuphuka lapho wenza umsebenzi omningi futhi zehle lapho wenza umsebenzi omncane. Isitoko, izinto zokusetshenziswa, izinto zokupakisha, uphethiloli wokudiliva, abasebenzi besikhashana, izindleko zokucubungula izinkokhelo, ugesi osetshenziswa ekukhiqizeni, izinto zokuhlanza kanye nezokuthutha eziqondene nomsebenzi othile kuvame ukuba kulesi sigaba.
Lapho ubeka intengo yomsebenzi noma yomkhiqizo, izindleko eziguqukayo yizindleko ezihlobene ngokuqondile nokwenza lokho kuthengisa. Uma intengo yakho ingazikhokheli lezi zindleko, kanye nengxenye yezindleko ezingaguquki, ungase usebenze ngokulahlekelwa ungakuqapheli.
Sebenzisa izindleko ekwenzeni izinqumo
Izindleko akuzona nje izinto ezisohlwini lwezindleko. Ziyizinkomba ezikusiza ukuthi wenze izinqumo ezingcono.
Ngaphambi kokuqasha umuntu, ukuthuthela kwenye indawo yebhizinisi noma ukuthenga imishini, buza ukuthi leso sinqumo sizokwengeza yini izindleko ezintsha ezingaguquki. Umsebenzi omusha, isitolo esikhulu noma ukubhalisela uhlelo lokusebenza olukhokhelwa njalo ngenyanga kwandisa inani ibhizinisi okufanele lilenze njalo ngenyanga, ngisho nasezikhathini lapho umsebenzi uhamba kancane.
Ngaphambi kokwamukela umsebenzi, buza ukuthi intengo iyazikhokhela yini izindleko eziguqukayo futhi ishiyela ibhizinisi inzuzo ngemva kokucabangela izindleko ezingaguquki.
Ukubeka intengo yomsebenzi ngaphandle kwesithombe esiphelele
Uqhuba ibhizinisi elihambela amakhasimende liyowasha izimoto. Ikhasimende elinezimoto eziningi likunikeza u-R3 500 ngenkontileka yanyanga zonke yokuwasha izimoto ezingama-20.
Ubala amanzi, insipho nophethiloli kube u-R1 200 bese wamukela umsebenzi. Kodwa ukhohlwe isikhathi sokuhamba, ukuguga kwemishini, umsebenzi wesisebenzi sesikhashana ngosuku lwesibili kanye nengxenye yezindleko zakho zomshwalense nezocingo.
Umphumela: Umsebenzi ububonakala unenzuzo kodwa ugcine usukhokhela izindleko kuphela. Ukuhlukanisa izindleko ezingaguquki neziguqukayo bekuzokukhombisa intengo yangempela obekufanele uyibeke.
Hlukanisa izindleko zakho zibe izigaba ezintathu
Indlela elula yokusiqonda kahle isimo sezindleko zebhizinisi lakho, ukuhlukanisa yonke imali ibhizinisi eliyisebenzisayo ibe amaqembu amathathu.
Uma usuzihlukanisile, buza: Yiziphi izindleko ezikhuphukayo? Yiziphi ezingancishiswa? Yiziphi ezisiza ibhizinisi ukuthi lenze imali eyengeziwe? Izimpendulo zikusiza ekubekeni amanani, ekwenzeni isabelomali nasekuthatheni izinqumo zokusebenzisa imali.
Iphutha elivamile
Ukukhohlwa izindleko ezingaguquki lapho uqhathanisa inyanga enhle nenyanga ethule.
Inyanga ematasa ingase ibonakale inenzuzo ngoba izindleko eziguqukayo ziyakhokheleka futhi imali iyangena. Kodwa uma izindleko ezingaguquki ziphezulu, inyanga ethule ingayiqeda ngokushesha leyo mali esele. Hlala ucabangela izindleko eziqhubekayo lapho uhlola ukuthi ibhizinisi lisebenza kahle ngempela yini.
Isinyathelo sakho esilandelayo
Yenza izigaba ezintathu: izindleko ezingaguquki zanyanga zonke, izindleko eziguqukayo ngomsebenzi ngamunye noma ngokuthengisa ngakunye, kanye nezindleko ezenzeka ngezikhathi ezithile. Faka amanani alinganisiwe ohlwini ngalunye. Lo msebenzi owodwa nje uvame ukuveza lapho amanani noma ukusetshenziswa kwemali kudinga khona ukunakwa.
Qhubeka nokufunda
Isihloko esilandelayo simayelana nokuhlela ngaphambi kokusebenzisa imali.
Uma usuziqonda izindleko zakho, izinqumo ozenzayo zokusebenzisa imali, emishinini, esitokweni, ekuqasheni abasebenzi noma ekukhuliseni ibhizinisi, kuba lula ukuzihlola ngokuzethemba.
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