Ukukhula kuzwakala kuyinto enhle. Amakhasimende amaningi, imisebenzi emikhulu, abasebenzi abengeziwe kanye nemishini engcono konke kungasiza ibhizinisi liqhubekele phambili.
Kodwa ukukhula kuvamise ukudala izindleko ngaphambi kokuba kudale ukuzinza. Amaholo abasebenzi, isitoko, irenti, imishini nezinkokhelo zezikweletu kungase kudingeke kukhokhwe ngaphambi kokuba imali eyengeziwe ingene ku-akhawunti. Umnikazi okhulisa ibhizinisi ngokushesha ngaphandle kokubala lezo zindleko angase athole ukuthi ukuthengisa okuningi akusho ngokuzenzakalelayo ukuthi kunemali eningi etholakalayo.
Kungani ukukhula kunganciphisa imali etholakalayo
Ukuthengisa okuningi akuhlali kuletha imali ngesikhathi esifanayo lapho kuvela izindleko ezintsha. Inkontileka enkulu ingase idinge izinto zokusebenza nabasebenzi abengeziwe ngokushesha, kuyilapho ikhasimende likhokha ngemva kwezinsuku ezingama-30 noma ezingama-60. Isisebenzi esisha sidala izindleko zeholo zanyanga zonke kusukela ngosuku lokuqala, ngisho nalapho sisafunda umsebenzi. Imishini ingase idinge idiphozithi, umshwalense nokunakekelwa ngaphambi kokuba iqale ukuzikhokhela.
Ukukhula kuphephe kakhudlwana lapho umnikazi ekwazi ukubona ngokucacile izinto ezintathu: izindleko zokuqala, izibopho ezintsha zanyanga zonke kanye nokuthi kuzokwenzekani uma imali engenayo ihamba kancane, ngaphambi kokunquma ukuthi ibhizinisi kufanele likhule ngokushesha kangakanani.
- Izindleko ezifihlekile zokukhula
- Izindleko ezifihlekile yizindleko ezingaveli ekhotheshini noma ohlelweni lokuqala, njengesikhathi sokuqondisa abasebenzi, usizo lokuphatha, izinguquko kumshwalense, ukuqeqeshwa, ezokuthutha, indawo yokugcina impahla, amadokhumenti amakhasimende kanye negebe lemali phakathi kokusebenzisa imali nokuthola inkokhelo.
Lezi zindleko kulula ukuzikhohlwa ngoba zisabalele emaholweni, esikhathini somnikazi, kubahlinzeki nasezindlekweni ezijwayelekile zanyanga zonke esikhundleni sokuba zivele ku-invoyisi eyodwa.
Ukukhula ngoba ukuthengisa kunyukile: bese kuphela imali
Ibhizinisi lokuhlinzeka ngokudla lithola imicimbi eminingi bese liqasha abasizi ababili basekhishini kanye nomshayeli. Umnikazi uphinde athenge imishini eyengeziwe futhi andise isitoko.
Amakhasimende emicimbi akhokha ngemva kokuba umsebenzi usuqediwe. Abahlinzeki bokudla bafuna ukukhokhelwa kusenesikhathi. Amaholo kufanele akhokhwe njalo ngenyanga. Ngesikhathi esithule esithatha amasonto amathathu, ukubhukha kuyehla kodwa izindleko ezintsha zanyanga zonke ziyaqhubeka.
Umphumela: Ukuthengisa kuphezulu kunangonyaka odlule, kodwa ibhizinisi liphelelwa yimali. Ukukhula kudale izibopho ezintsha ngokushesha kunokuba imali engenayo ikwazi ukuzisekela.
Bala izindleko ngaphambi kokuba zifike
Ukukhula kungase kudinge isitoko esengeziwe, izinto zokusebenza noma amadiphozithi abahlinzeki. Kungase kudinge abasebenzi, ukuqeqeshwa kanye nesikhathi esengeziwe somnikazi sokuphatha. Kungase kudingeke indawo yebhizinisi, imishini, izimoto noma izindlela zokusebenza ezingcono. Umshwalense, ukuphathwa kwebhizinisi namadokhumenti amakhasimende kungase kudinge ukubuyekezwa. Ukumaketha kanye nemali eyisipele yokubhekana nokubambezeleka nakho kungase kudingeke.
Lezi zindleko zivame ukufika ngaphambi kokuba imali engenayo eyengeziwe izinze.
| Isikhathi sezindleko | Izibonelo | Okungahamba kabi uma zinganakwa |
|---|---|---|
| Ekuqaleni | Amadiphozithi, imishini, isitoko, ukulungiselela | Imali iphela ngaphambi kokuba umsebenzi ukhokhelwe |
| Nyanga zonke | Amaholo, irenti, izinkokhelo, umshwalense | Ingcindezi iyaqhubeka ngezinyanga ezithule |
| Ezifihlekile | Ukuqondisa, ukuphatha, ukuqeqesha, amadokhumenti | Isikhathi somnikazi nezindleko ezincane kuyahlangana kube kuningi |
| Imali engenayo ebambezelekile | Ikhasimende likhokha ngemva kwezinsuku ezingama-30–60 | Ibhizinisi lixhasa igebe ngemali eyisipele |
Hlola isithombe esiphelele ngaphambi kokukhula
Ngaphambi kokukhulisa ibhizinisi, hlola isinqumo ngobuqotho. Uhlu olulula ekhasini elilodwa luvame ukwanele ukukhombisa ukuthi ibhizinisi selikulungele yini.
Buza:
- Lokhu kukhula kuzobiza malini ekuqaleni?
Uma ungakwazi ukuphendula le mibuzo usebenzisa izinombolo ezinengqondo, ibhizinisi kungenzeka lingakakulungeli ukuthatha isinyathelo esikhulu kakhulu.
Izimpawu zokuthi ibhizinisi lingase lilungele ukukhula
Ayikho indlela ephelele yokunquma lokhu, kodwa ukukhula kuvame ukuba nengqondo kakhulu lapho izimo ezimbalwa sezikhona ngesikhathi esifanayo.
Isidingo samakhasimende kufanele sizinze, hhayi sibe ukwanda kwesikhashana kuphela. Ukuhamba kwemali kufanele kuqondwe kahle, wazi ukuthi yini engenayo, yini ephumayo nokuthi kwenzeka nini. Amakhasimende kufanele akhokhe ngendlela ethembekile ngokwanele ukuze ukwazi ukuhlela ngokwesikhathi sawo. Izindleko kufanele zaziwe, amarekhodi kufanele abe sesikhathini, futhi umnikazi kufanele aqonde ubungozi besinyathelo esilandelayo.
Okubaluleke kakhulu, kufanele kube nesizathu esicacile sokukhula, inkontileka, isidingo esizinzile noma inkinga evimbela umsebenzi ongakwazi ukuyisusa, hhayi umuzwa nje wokuthi ukuba likhulu kusho ukuba ngcono.
| Uphawu | Kungase kukhombise ukulungela | Kungase kukhombise ukuthi kudingeka uqaphele |
|---|---|---|
| Isidingo samakhasimende | Ama-oda aphindaphindayo, uhlu lwabalindile, umsebenzi ophoqeleka ukuwenqaba | Ukwanda kwesikhashana noma ikhasimende elilodwa kuphela |
| Isimo semali | Imali eyisipele yokubhekana nokubambezeleka namasonto athule | Imali isivele incane ngaphambi kokukhula |
| Ukusebenza | Ukwenza umsebenzi ngendlela ethembekile ngobukhulu bamanje | Izinkinga zekhwalithi noma zesikhathi sezivele zikhona |
| Amarekhodi | Imali engenayo, izindleko namaphethini okukhokha kucacile | Akucaci ukuthi ibhizinisi lenza inzuzo yini |
Khula ngokucophelela: awudingi isinyathelo esikhulu ukuqala
Akudingeki njalo ukuthi uthathe isinyathelo esikhulu ngokushesha. Izinyathelo ezincane zingahlola isidingo, zivikele imali futhi zakhe amandla ebhizinisi ngaphandle kokuzibophezela ngokweqile.
Ungahlola isidingo ngephrojekthi yokuzama ngaphambi kokuthenga imishini emikhulu. Ungaqasha imishini ngaphambi kokuyithenga. Ungasebenzisa abasebenzi besikhashana ngaphambi kokuqasha umuntu unomphela. Ungaxoxisana nge-diphozithi noma izinkokhelo ngezigaba nekhasimende elikhulu. Ungawenza umsebenzi ngezigaba, ukhule kancane kancane njengoba imali engenayo nezindlela zokusebenza zihambisana nokukhula. Ungakha imali eyisipele ngaphambi kokuzibophezela ezinguqukweni ezibiza kakhulu.
Ngayinye yalezi zindlela inganciphisa ijubane lokukhula elibonakalayo, kodwa empeleni ingenza ibhizinisi liqine.
Imibuzo
Cha. Ukukhula ngokucophelela kuvame ukuvikela imali, ikhwalithi nedumela. Amabhizinisi amaningi aqinile akhula ngezigaba esikhundleni sokukhula konke ngesikhathi esisodwa.
Isikhathi somnikazi sivame ukubukelwa phansi, ukuqondisa abasebenzi abasha, ukuphatha amakhasimende amakhulu, ukulungisa izikhala ekuphathweni nokulandela amadokhumenti konke kuthatha amahora angaveli ekhotheshini.
Ukuqasha, imishini, izinkontileka kanye nezindlela zokuthola uxhaso lwezimali konke kudala izindleko zokukhula. Lesi sihloko kuhlanganisa konke: bala isithombe esiphelele ngaphambi kokuzibophezela.
Iphutha elivamile
Ukukhula ngoba ukuthengisa kukhuphukile ngaphandle kokubala izindleko ezintsha ezifika kuqala, amaholo, isitoko, imishini, ukuphatha kanye negebe lemali phakathi kokwenza umsebenzi nokukhokhelwa. Imali engenayo ephezulu ingafihla ingcindezi kuze kube yilapho ibhizinisi liphelelwa yimali.
Isinyathelo sakho esilandelayo
Bhala isinyathelo esisodwa sokukhula ibhizinisi elisicabangelayo. Bhala izindleko zokuqala, izindleko ezintsha zanyanga zonke kanye nokuthi imali engenayo kufanele ifike nini. Uma imali engenayo ibambezeleka ngezinsuku ezingama-30, hlola ukuthi ibhizinisi lisakwazi yini ukukhokha amaholo, abahlinzeki nezindleko ezijwayelekile. Lungisa ijubane lokukhula kuze kube impendulo inguyebo.
Qhubeka nokufunda
Usuqliwe ihabhu elithi Khula Ngokucophelela. Ihabhu elilandelayo likusiza ukuthi ubone izimpahla nobungozi obungamisa ibhizinisi elikhulu ekusebenzeni, bese ukhetha ukuvikelwa okufanele.
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