Inkontileka enkulu ingasiza ibhizinisi elincane ukuthi likhule ngokushesha. Imali engenayo eyengeziwe, idumela eliqinile kanye nekhasimende elithembekile konke kungalandela lapho uthola umsebenzi omkhulu.
Kodwa inkontileka enkulu ingadala ingcindezi ngaphambi kokuba ilethe inzuzo. Ibhizinisi lingase lidinge ukuthenga izinto zokusebenza, ukukhokha abasebenzi nokuhlela ezokuthutha kusasele isikhathi eside ngaphambi kokuba ikhasimende likhokhe. Ukuvuma ngaphandle kokuhlola isithombe esiphelele kungalimaza ukuhamba kwemali, ikhwalithi nokwethembana.
Inkontileka ingakhombisa inzuzo kodwa ishiye ibhizinisi lingenayo imali eyanele yokukhokha amaholo, abahlinzeki kanye nezindleko ezijwayelekile zanyanga zonke.
Kungani inkontileka enenzuzo isengabanga ingcindezi
Amakhasimende amakhulu avame ukuba nemibandela yokukhokha ethatha isikhathi eside, amadokhumenti aqinile kanye namazinga aphezulu okwenza umsebenzi. Ibhizinisi lingase lidinge ukusebenzisa imali kusenesikhathi, esitokweni, ezintweni zokusebenza, kwezokuthutha, kubasebenzi abengeziwe noma emishinini, ngesikhathi lisalinde amasonto noma izinyanga ukuze likhokhelwe.
Leli gebe phakathi kokusebenzisa imali kanye nokuthola imali lingesinye sezizathu ezinkulu ezenza amabhizinisi akhulayo abhekane nezinkinga zemali. Imali engenayo ingabonakala ikhanga, kodwa izindleko zivamise ukufika kuqala.
[!definition] Igebe lemali
Igebe lemali isikhathi lapho ibhizinisi selikhokhele izinto zokusebenza, abasebenzi noma ezinye izindleko kodwa lingakakayitholi inkokhelo yekhasimende.
Uma inkontileka iba nkulu, negebe lemali lingaba likhulu, ngaphandle uma kuxoxiswana ngemibandela yokukhokha, amadiphozithi noma izinkokhelo ngezigaba.
Lokho umsebenzi omkhulu okudingayo ngempela
Inkontileka enkulu ayisho nje imali engenayo eyengeziwe. Iphinde isho ukuzibophezela okwengeziwe emalini, kubantu, emishinini nasekuphathweni kwamadokhumenti.
Ibhizinisi lingase lidinge isitoko, izinto zokusebenza nezokuthutha ngaphambi kokuqala umsebenzi. Lingase lidinge abantu abengeziwe, imishini noma usizo lokuphatha. Ikhasimende lingase lidinge umshwalense, amadokhumenti okuphepha, amarekhodi okubhaliswa noma abantu abangafakazela ngomsebenzi wakho. Izikhathi zokudiliva zingase zibe mfushane, ngesikhathi ibhizinisi lisasebenzela namakhasimende alo akhona.
Ngamunye walezi zidingo unezindleko, ngemali, ngesikhathi noma ngakho kokubili.
[!DEFINITION] Igebe lemali
Hlola imibandela yokukhokha ngaphambi kokuvuma
Imibandela yokukhokha inganquma ukuthi inkontileka iyalisiza yini ibhizinisi noma ilifaka ngaphansi kwengcindezi.
Qinisekisa ukuthi ikhasimende lizokhokha nini, ukuthi idiphozithi noma izinkokhelo ngezigaba ziyenzeka yini, ukuthi yini okufanele yenzeke ngaphambi kokuba i-invoyisi igunyazwe nokuthi ibhizinisi lingathwala izindleko isikhathi esingakanani uma inkokhelo ibambezeleka.
Izinkinga eziningi zokuhamba kwemali zivela ngokwenza umsebenzi ngaphambi kokuba imali ingene, hhayi ngoba umsebenzi ungenanzuzo.
- Igebe lemali
- Liyini igebe lemali?
- [ ] Umehluko phakathi kwekhotheshini yakho nesabelomali sekhasimende
- [x] Isikhathi lapho ibhizinisi selikhokhele izindleko kodwa lingakakayitholi inkokhelo yekhasimende
- [ ] Iphesenti lenzuzo elikhonjiswa ku-invoyisi
Incazelo: Igebe lemali limayelana nesikhathi, imali iphume ngaphambi kokuba ingenile, hhayi ukuthi inkontileka inenzuzo yini ephepheni.
Hlola amandla okwenza umsebenzi
Inkontileka ongakwazi ukuyenza kahle ilimaza ukwethembana, futhi ingabiza kakhulu ukuyilungisa kunemali oyitholayo ngayo.
Zibuze ngobuqotho:
- Ingabe ibhizinisi lingakwazi ukwenza umsebenzi nge khwalithi edingekayo?
Uma impendulo yanoma yimuphi wale mibuzo ingaqinisekile, ibhizinisi lidinga uhlelo ngaphambi kokuzibophezela, hhayi ngemva kokuvela kwezinkinga.
Isivumelwano esiwina ephepheni kodwa sincike ngemali
Ukuphuthelwa izinsuku zokugcina, ikhwalithi ephansi noma ukuxhumana okungathembekile nekhasimende elikhulu kungathinta amathuba esikhathi esizayo. Kungaba ngcono ukuxoxisana ukuze uqale ngomsebenzi omncane kunokuzibophezela ngaphezu kwamandla akho.
Hlola amadokhumenti nokulungela
Amakhasimende amakhulu avame ukucela amadokhumenti ngaphambi kokuba afake ibhizinisi ohlwini lwabahlinzeki. Lungiselela ngaphambi kokuba ithuba lifike ukuze ungasheshi ukufuna amadokhumenti ngesikhathi umsebenzi usalindile.
Izinto ezivame ukucelwa zihlanganisa amadokhumenti okubhaliswa kwebhizinisi, imininingwane yentela, isiqinisekiso semininingwane yasebhange, izitifiketi zomshwalense, amadokhumenti ezempilo nokuphepha, abantu abangafakazela ngomsebenzi wakho, kanye namalayisensi noma izimvume zomsebenzi othile.
Amadokhumenti angekho angabambezela ukuqala komsebenzi, okusho ukuthi izindleko zingaqala ngaphambi kokuba imali engenayo ifike.
[!COMPARISON]
Uma inkontileka inenzuzo, ibhizinisi lihlale linemali eyanele yokuyenza.
- Iqiniso
- Amanga
Incazelo: Inzuzo ibalwa kuyo yonke impilo yenkontileka. Ingcindezi yemali isengavela lapho izindleko zokuqala nezinkokhelo ezibambezelekile zingahambisani nemali etholakalayo ebhizinisini.
Hlola inkontileka ngaphambi kokuzibophezela
Hlola isinqumo ngendlela ehlelekile. Amahora ambalwa okuhlela angavimbela izinyanga zengcindezi.
[!QUIZ] type:single
Ingabe kufanele ngiyenqabe inkontileka enkulu?
Yebo, uma ibhizinisi lingakwazi ukuxhasa igebe lemali, ukwenza umsebenzi ngezinga elidingekayo noma ukuphatha ubungozi ngaphandle kokulimaza amakhasimende akhona. Ukukhula kufanele kuqinise ibhizinisi, hhayi kulibeke esimweni elingakwazi ukubuyela kuso.
Ngingakwazi yini ukuqala ngomsebenzi omncane nekhasimende elifanayo?
Ezikhathini eziningi, yebo. Isigaba sokuzama, indawo encane noma isikhathi sokuqala esifushane kungasiza ukuhlola ukuthi ubudlelwano, isikhathi sokukhokha namandla okwenza umsebenzi kuyasebenza yini ngaphambi kokuzibophezela kuwo wonke umsebenzi.
Kuthiwani uma ikhasimende lingafuni ukuxoxisana ngemibandela yokukhokha?
Kufanele ube qotho ngokuthi ibhizinisi lingakwazi yini ukuthwala igebe ngemali yalo noma ngemali ebekelwe izimo eziphuthumayo. Uma lingakwazi, ukwamukela inkontileka kungafaka amaholo, abahlinzeki namanye amakhasimende engcupheni.
Incazelo: Inzuzo ibalwa kuyo yonke impilo yenkontileka. Ingcindezi yemali isengavela lapho izindleko zokuqala nezinkokhelo ezibambezelekile zingahambisani nemali etholakalayo ebhizinisini.
[!quiz] type:multi
Yini okufanele uyihlole ngaphambi kokwamukela inkontileka enkulu?
☑ Izinsuku zokukhokha nokuthi amadiphozithi ayenzeka yini
☑ Ukuthi ibhizinisi lingakwazi yini ukwenza umsebenzi ngekhwalithi nangesikhathi esidingekayo
☐ Ukuthi kuphela inani lenkontileka liphezulu yini kunokuthengisa kwangonyaka odlule
Incazelo: Inkontileka enkulu ithinta isikhathi semali, amandla okwenza umsebenzi nobungozi, hhayi ubukhulu bemali engenayo kuphela.
Iphutha elivamile
Ukuvuma umsebenzi omkhulu ngoba inani lemali engenayo libukeka likhanga, ngaphandle kokuhlola isikhathi sokukhokha, izindleko zokuqala namandla okwenza umsebenzi. Inkontileka ingase ibukeke njengokukhula ngesikhathi idala ingcindezi yemali ibhizinisi elingakwazi ukuyithwala.
Isinyathelo sakho esilandelayo
Uma kukhona ithuba elikhulu elikhona, bhala ekhasini elilodwa imali engenayo elindelekile, izindleko zokuqala, izinsuku zokukhokha kanye nobungozi obukhulu. Uma ungakwazi ukuxhasa igebe phakathi kokusebenzisa imali nokukhokhelwa, xoxisana ngemibandela, nciphisa umsebenzi noma uzilungiselele ngaphambi kokuzibophezela.
Qhubeka nokufunda
Isihloko esilandelayo siqhathanisa ukusebenzisa imali oyongile nokusebenzisa uxhaso lwezimali. Indlela yokuthola imali kufanele isekele inkontileka noma impahla ngaphandle kokushiya ibhizinisi lingakwazi ukuhlangabezana nezinye izibopho zalo.
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