Ngaphambi Kokuthenga Imishini
Imishini ingasiza ibhizinisi lisebenze ngokushesha, lithathe imisebenzi emikhulu noma lithuthukise ikhwalithi. Umshini, imoto noma ithuluzi elithembekile kungaba yikho okwenza umehluko phakathi kokuthola umsebenzi nokuwuyeka udlule.
Kodwa ukuthenga imishini kusenesikhathi kakhulu, noma ukuthenga imishini engafanele, kungabopha imali entweni engakwazi ukuzikhokhela. Ngaphambi kokuthenga, hlola zonke izindleko kanye nesizathu sebhizinisi, hhayi intengo esekhotheshini kuphela.
Imishini isebenzisa imali ibhizinisi elingase lisayidinga ukuze lithenge isitoko, likhokhe amaholo, abahlinzeki noma libhekane nezimo eziphuthumayo. Ngokungafani nokuthenga into kanye esitolo, imishini yebhizinisi ivame ukudala izindleko eziqhubekayo isikhathi eside ngemva kokuba isikhokhelwe, uphethiloli, ugesi, ukunakekelwa, ukulungiswa, umshwalense kanye nendawo yokugcina.
Into eshibhile ingase igcine ibiza kakhulu ngokuhamba kwesikhathi uma ihlala iphuka, idinga izingxenye ezibizayo noma ihlala ingasetshenziswa ngoba ibingawufanele umsebenzi.
- Izindleko eziphelele zokuba nayo
- Zonke izindleko zobunikazi zihlanganisa yonke imali ibhizinisi eliyisebenzisayo emishinini ngesikhathi isasebenziseka: intengo yokuthenga, ukudiliva, ukufakwa, ukuqeqeshwa, uphethiloli noma ugesi, ukunakekelwa, ukulungiswa, umshwalense, isikhathi lapho imishini ingasebenzi kanye nokuyishintsha ekugcineni.
Intengo yokuthenga iyisiqalo kuphela.
Umshini othobayo owabiza kakhulu
Umnikazi webhikawozi udinga umshini wesibili wokuxuba ukuze akwazi ukuthatha ama-oda amakhulu. Umhlinzeki A unikeza ikhotheshini ka-R45 000. Umhlinzeki B unikeza ikhotheshini ka-R32 000.
Umshini oshibhile udinga ukulungiswa kaningi, awunaye umhlinzeki wendawo wezingxenye eziyisipele futhi uyaphuka ngempelasonto ematasa. Njalo lapho uphuka, ibhizinisi lilahlekelwa ukuthengisa, kudingeke ukulungiswa okuphuthumayo futhi amakhasimende agcine engajabule.
Umphumela: Intengo ephansi yokuthenga ayizange yonge imali. Isikhathi lapho umshini ungasebenzi nezindleko zokuwulungisa kwenza lesi sinqumo sabiza kakhulu kunokuba bekungaba njalo ngomshini ongcono.
Bheka ngale kwentengo yokuthenga
Ngaphambi kokuqhathanisa amakhotheshini, bhala zonke izindleko ezingadalwa yimishini, hhayi kuphela lokho okukhokhayo ngosuku oyithenga ngalo.
Hlola ukudiliva, ukufakwa nokuqeqeshwa. Buza ngophethiloli, ugesi, izinto ezisetshenziswa ngesikhathi imishini isebenza, izikhathi zokuyinakekela kanye nezindleko ezivamile zokuyilungisa. Cabangela umshwalense, ukuphepha nendawo yokugcina. Cabanga ngokuthi izosebenza isikhathi esingakanani, ukuthi izingxenye eziyisipele zitholakala kalula yini nokuthi kuzokwenzekani ebhizinisini uma imishini iphuka ngesikhathi umsebenzi umatasa.
Umkhuba owusizo ukulinganisela izindleko zanyanga zonke zokusebenzisa imishini ngisho noma uyithenge ngokuyikhokhela yonke. Lokhu kukusiza ukuthi ubone ukuthi ibhizinisi lingakwazi yini ukuthwala izindleko zemishini ngezinyanga ezithule, hhayi ngezikhathi lapho umsebenzi umningi kuphela.
| Izindleko | Okufanele ukuhlole | Kungani kubalulekile |
|---|---|---|
| Intengo yokuthenga | Ikhotheshini, idiphozithi, ukudiliva | Kusebenzisa imali ngokushesha |
| Ukulungiselela ukusetshenziswa | Ukufakwa, ukuqeqeshwa, izinto ezengeziwe ezidingekayo | Kuyadingeka ngaphambi kokuba imishini iqale ukungenisela ibhizinisi imali |
| Izindleko zokusebenzisa | Uphethiloli, ugesi, izinto ezisetshenziswayo | Ziyaqhubeka njalo ngenyanga |
| Ukunakekelwa | Izikhathi zokuyisevisa, izingxenye, umsebenzi wokuyilungisa | Kuvimbela ukuphuka noma kusize ekulungiseni lapho iphukile |
| Isikhathi sokungasebenzi | Imali engenayo elahlekayo lapho imishini ingasebenzi | Kuvame ukuba yizindleko ezinkulu ezifihlekile |
| Ukuvikelwa | Umshwalense, ukuphepha, indawo yokugcina | Kuvikela impahla yebhizinisi enenani |
Buza ukuthi imishini izoyingenisela kanjani ibhizinisi imali
Ngaphambi kokuthenga, cacisa ukuthi imishini izolisiza kanjani ibhizinisi.
Ingabe izokuvumela ukuthi wenze umsebenzi omningi ngesikhathi esifanayo? Ingabe izothuthukisa ikhwalithi ukuze ukwazi ukubeka intengo efanele noma uthole amakhasimende angcono? Ingabe izonciphisa ezinye izindleko, njengokuqasha imishini oyisebenzisayo njengamanje? Ingabe isidingo samakhasimende sanele ukusekela umsebenzi owengeziwe ongawenza ngale mishini?
Bese ulinganisela ukuthi ibhizinisi lingathatha isikhathi esingakanani ukubuyisa izindleko. Uma imishini izohlala ingasetshenziswa ingxenye yesonto, izibalo zishintsha ngokuphelele.
Qhathanisa izindlela ongakhetha kuzo
Thola amakhotheshini angaphezu kwelilodwa lapho kungenzeka. Qhathanisa intengo, ikhwalithi, iwaranti, usizo lokunakekela, ukwethembeka komhlinzeki, isikhathi sokudiliva, usizo lwangemva kokuthenga kanye nokutholakala kwezingxenye.
Ungakhethi kuphela inketho eshibhile. Umhlinzeki othembekile onezingxenye ezitholakala kalula angalivikela kangcono ibhizinisi kunentengo ephansi enosizo olunganele.
Kufanele futhi uqhathanise indlela ozokhokhela ngayo ukuthenga:
- Ukusebenzisa imali oyongile kugwema isikweletu kodwa kunciphisa imali etholakalayo ngezinyanga ezithule nezimo eziphuthumayo.
Kunoma iyiphi indlela, imishini kufanele ibe nesizathu esizwakalayo sebhizinisi ngokwayo, indlela yokuyikhokhela isabalalisa noma ishintshe isikhathi sezindleko kuphela; ayizisusi.
| Indlela yokukhokhela | Inzuzo | Ubungozi |
|---|---|---|
| Imali oyongile | Azikho izinkokhelo zanyanga zonke noma inzalo | Kusala imali encane yezimo eziphuthumayo nezinyanga ezithule |
| Uxhaso lwezimali | Luvumela ukuthenga imishini manje kuyilapho kugcinwa enye imali ebhizinisini | Izinkokhelo ziyaqhubeka ngisho noma imali engenayo ibambezelekile |
| Ukuqasha imishini | Kuwusizo kumaphrojekthi amafushane noma ekuhloleni ukuthi sikhona yini isidingo | Izindleko ziyaqhubeka ngaphandle kokuba umnikazi wemishini |
| Ukulinda | Kugwema ukuthenga okungafanele | Ithuba lingase lidlule uma isidingo singokoqobo |
Hlola isinqumo sokuthenga imishini
Hlola isinqumo ngokulandela izinyathelo. Uma izinombolo zingahlangani kahle, ukulinda nakho kuyisinqumo esifanele.
[!FAQ]
Ingabe kufanele ngithenge imishini ngaphambi kokuba ngithole inkontileka?
Ngezinye izikhathi ukuthenga kuyadingeka ukuze uthole noma wenze umsebenzi. Uma kunjalo, hlola izindleko okufanele zikhokhwe ekuqaleni, isikhathi sokukhokha nokuthi kuzokwenzekani uma inkontileka ibambezeleka noma ikhanselwa. Uma ubungozi buphezulu, ukuqasha imishini noma ukuyithenga ngezigaba kungase kuphephe kakhulu.
Kunini lapho ukuqasha imishini kungcono kunokuyithenga?
Ukuqasha imishini kungafanele amaphrojekthi amafushane, umsebenzi wesizini noma imishini ofuna ukuyizama ngaphambi kokuzibophezela ekuyithengeni. Kungabiza kakhulu ngosuku kunokuba umnikazi wayo, kodwa kugwema ukubopha imali entweni engasetshenziswa njalo.
Ingabe imishini idinga umshwalense?
Amathuluzi amaningi anenani elikhulu, izimoto nemishini kufanele kuvikelwe. Hlola ukuthi ibhizinisi selinaluphi ukuvikelwa nokuthi imishini emisha iyabushintsha yini ubungozi.
Iphutha elivamile
Ukuqhathanisa amanani okuthenga kuphela bese ungakunaki ukunakekelwa, umshwalense, isikhathi lapho imishini ingasebenzi nokuthi isidingo samakhasimende siyawusekela yini umsebenzi owengeziwe. Intengo ephansi ngokwamaphepha ingagcina iba yinkinga ebizayo empeleni.
Isinyathelo sakho esilandelayo
Khetha umshini noma ithuluzi elilodwa ibhizinisi elingase lilidinge ezinyangeni ezimbalwa ezizayo. Bhala izindleko zokulithenga, izindleko zanyanga zonke ezilinganisiwe zokulisebenzisa nokuthi lizolisiza kanjani ibhizinisi lenze noma longe imali. Uma ungakwazi ukuchaza ngendlela elula ukuthi izindleko zizobuyiselwa kanjani, linda kuze kube yilapho izinombolo sezicacile.
Qhubeka nokufunda
Isihloko esilandelayo sihlola ukuthi inkontileka enkulu iyakwazi yini ukuphathwa ngendlela ebukeka ngayo ekuqaleni. Imishini ingaba enye yezindleko okufanele zikhokhwe ngaphambi kokuba ikhasimende elikhulu likhokhele ibhizinisi.
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