Abanikazi abaningi becabanga ngokukhula, amakhasimende nokwenza umsebenzi.
Abambalwa bayeka ukuze babuze umbuzo onzima: yini engavimbela ibhizinisi ukuthi lenze imali kusasa?
Ubungozi bebhizinisi yilokho okungaphazamisa imali engenayo, kudale izindleko ezingalindelekile noma kulimaze ikhono lebhizinisi lokuhweba. Ubungozi abuyona nje umlilo noma ukweba. Bungase kube ukulimala, ukukhwabanisa, izinsiza ezonakele, izinkinga zabahlinzeki, izimangalo zomthetho, izinkinga zogesi, ama-scam e-inthanethi noma umnikazi ongatholakali.
Isinyathelo sokuqala sokuvikela ibhizinisi ukuhlonza lapho livuleleke khona.
Kungani ukuphazamiseka kubalulekile
Lapho ibhizinisi liyeka ukwenza imali, ingcindezi ifika ngokushesha.
Imiholo, ukuqashwa, isitoko, uphethiloli nezinkokhelo zabahlinzeki azimi ngoba umsebenzi umisiwe. Amakhasimende ancike kuwe angase aye kwenye indawo. Ukulungisa noma ukubuyisela okuphuthumayo kungadinga imali engenayo ibhizinisi elingayilungiselele.
Ukuhlela ubungozi kuqala ngokuthola ukuthi ibhizinisi lidinga ini ukuhweba nsuku zonke nokuthi kungenzeka ukuthi kwenzekani uma enye yalezo zinto ingatholakali.
Incazelo
Ukuphazamiseka kwebhizinisi
Ukuphazamiseka kwebhizinisi kusho ukuthi ibhizinisi alikwazi ukwenza imali engenayo noma ukuletha umsebenzi isikhathi esithile ngoba okuthile okubalulekile kuyisile, konakele noma kungatholakali.
Ukuphazamiseka okufushane kungaphathwa. Okude kungaphelisa amareserves, adale isikweletu noma aphoqele umnikazi ukusebenzisa imali yakhe.
Yini egcina ibhizinisi lakho lisebenza?
Yonke ibhizinisi lincike kuhlanganiswano lwabantu, izimpahla, abahlinzeki, amakhasimende nezinhlelo. Ukuhlanganiswa kuhlukile kumnikazi ngamunye, kodwa umbuzo ufanile: yini okufanele itholakale ukuze umsebenzi uqale kusasa?
Ibhizinisi lokulungisa elihamba lingancike kumathuluzi, emotweni nasefoni. Umphakeli wokudla angancike ezinsizweni, esitokweni nomhlinzeki othembekile. Umthengisi we-inthanethi angancike esitokweni, ku-laptop, ekufinyeleleni ekukhokheni nasezindleleni zokuletha.
Hamba ngosuku lomsebenzi olujwayelekile bese ubheka ukuthi ufinyelela ini kuqala. Lezo zinto, ubudlelwano nezinqubo yilapho ubungozi bokuphazamiseka buvame ukufihla khona.
Ukulibaziseka komhlinzeki kumisa iviki
Cabanga ukuthi uqhuba ibhizinisi elincane lokubhaka. Umhlinzeki wakho omkhulu wamabele unenkinga yokuletha futhi akakwazi ukuletha izinsuku ezinhlanu.
Awukwazi ukubhaka imikhiqizo yakho evamile. Amakhasimende abhukhile imicimbi adinga ezinye izinketho. Ungase ulahlekelwe ukuthengisa, ukhokhe abasebenzi ngezikhathi ezinezimphumelo ezincane futhi uzame ukuthola omunye umhlinzeki ngentengo ephezulu.
Umphumela: Akukho ukweba noma umlilo, kodwa imali engenayo imisiwe ngoba okuncike kukho okukodwa kwehlulekile.
Lolu hlobo lobungozi lulula ukungaliboni ngoba lubukeka njengengcindezi evamile yebhizinisi, kuze kube yilapho kwenzeka.
Izingozi ezivamile ezingamisa imali engenayo
Amabhizinisi amancane angase abhekane nobungozi obuningi. Okubaluleke kakhulu yilezo ezingamisa imali engenayo noma zidale izindleko ibhizinisi elingakwazi ukuziphatha kalula.
Amathuluzi, izimoto noma isitoko esonakele noma sebiwe singamisa umsebenzi ngokushesha. Ukulimala komnikazi noma umsebenzi obalulekile kungasho ukuthi akekho ongaletha isevisi. Umzamo wokukhwabanisa, ikhasimende elingakhokhanga noma i-scam ye-inthanethi kunganciphisa imali noma kuvalwe ukufinyelela kuma-akhawunti. Izinkinga zogesi, umonakalo ezindaweni noma isimangalo somthetho kungaphazamisa ukuhweba izinsuku noma amaviki.
Akuzona zonke izingozi eziyingozi ngokulinganayo. Ukulibaziseka okuncane kokulungisa kungase kucasule. Ukulahlekelwa yizinsiza ezibalulekile ngesikhathi esimatasa kungase kube yinhlekelele.
| Ubungozi obuncane bomthelela | Ubungozi obukhulu bomthelela |
|---|---|
| Ukulungisa okuncane okulibazisa umsebenzi owodwa | Izinsiza ezibalulekile ezilahlekile noma zonakele |
| Isonto elilodwa lokuthengisa eliphansi | Amaviki amaningi ngaphandle kwemali engenayo |
| Isikhalazo esincane sekhasimende | Isimangalo somthetho noma ukulimala okunzima |
| Ukwenyuka kwentengo yomhlinzeki | Umhlinzeki obalulekile ongakwazi ukuletha |
Gxila kuqala ezingozini ezingamisa imali engenayo noma zidale izindleko ibhizinisi elingakwazi ukuziphatha ngaphandle kwengcindezi enkulu.
Linganisa umthelela ngaphambi kokuthi kwenzeke
Uma usuqambe ingozi, linganisa ukuthi izobiza malini ngempela. Lokhu kuguqula ukukhathazeka okungacacile kube isinqumo esisebenzayo.
Cabanga ukuthi ingozi inamathuba amangakanani, izobiza malini ukulungisa noma ukubuyisela okulahlekile, umsebenzi uzoma isikhathi esingakanani nokuthi amakhasimende azolinda noma azohamba. Cabanga ukuthi ibhizinisi lingakwazi yini ukubuyisela ngokushesha ngemali egongiwe, ukuthi kungadingeka usizo olungaphandle nokuthi umshwalense ofanele ungaba yingxenye yempendulo, uma isenzakalo sihlanganiswe kupholisi.
Awudingi izinombolo eziphelele. Ulinganiso olujwayelekile luyanele ukukhombisa ukuthi ingozi ingaphathwa yini noma idinga ukuvikelwa okuqinile.
Khetha isinyathelo sokuvikela esisodwa
Ukuhlela ubungozi akukhona ngokwesaba. Kuyokugcina ibhizinisi liphila lapho kukhona okungahamba kahle.
Ukuvikela kungathatha izindlela eziningi. Amarekhodi agcinwe ngokuphephile, amathuluzi agcinwe ngokuphephile, izinsiza ezilungisiwe, izinkokhelo ezihlolwe ngaphambi kokukhululwa, imali yesimo esiphuthumayo egongiwe, abahlinzeki abangasebenzayo atholwe nezimpahla ezibalulekile zibhalwe nobufakazi bokuba yimpahla. Umshwalense ofanele ungase usize ngezindleko ibhizinisi elingakwazi ukuziphatha ngokwalo, kodwa ukumbozwa kuncike kupholisi, futhi akuzona zonke izenzakalo ezifakiwe.
Akudingeki uxazulule yonke ingozi kuleli viki. Khetha ingozi eyodwa yokuphazamiseka ekukhathazekisayo, linganisa umthelela wayo bese uthatha isinyathelo esisodwa esisebenzayo sokuyinciphisa noma ukulungela.
Imibuzo
Cha. Izingozi zincike emsebenzini owenzayo, lapho usebenza khona, okunakho nokuthi uncike kubani.
Cha. Ukuhluleka komhlinzeki, ukulimala, ukukhwabanisa, izimangalo zomthetho nokungatholakali komnikazi kungase kumise imali engenayo.
Iphutha elivamile
Ukwenza sengathi ukweba noma umlilo kuphela okungamisa ibhizinisi, futhi ungabheki ukuhluleka komhlinzeki, ukulimala, ukukhwabanisa noma ukungatholakali komnikazi.
Lezi zingozi ezithulile zivame ukudala ukuphazamiseka okude ngoba ibhizinisi alizilungiselele.
Isinyathelo sakho esilandelayo
Khetha ingozi eyodwa engamisa imali engenayo kule nyanga. Linganisa izindleko nokuma, bese unquma isenzo esisodwa sokuyinciphisa noma ukulungela.
Qhubeka ufunda
Okulandelayo, thola izimpahla ibhizinisi elingakwazi ukuhweba ngaphandle kwazo. Ukwazi ukuthi yini ebaluleke kakhulu kukusiza ugxile ekuphepheni, kumarekhodi, ekugcineni nasekumbozweni okufanele lapho kungavikela imali engenayo.
Okungadawunilodiwe
Uhlu lokuhlola ubungozi bebhizinisi nokuvikela izimpahla